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The cost of gaining a tertiary education within Australian society is a complex and sensitive issue that can not be dealt with lightly. There are many influential factors that affect the cost of attending university. With the increasing numbers of students wishing to obtain a degree in their chosen area of study, it would seem only natural that the supply and demand factor would result in an increase in fees. These fees, however, can be a source of deterrence for potential students who are at a socio-economic disadvantage. There are several tending solutions that the Government and the society under it has implemented in order to prevent such deterrence from occurring. As to whether these aids are beneficial to the continuance of further educational practices is up to the individual.
There is much debate as to whether tertiary education should be paid for by the individual. Over the last ten to twenty years there has been an increase in the number of individuals attending universities within Australia. The total enrolment numbers have almost doubled between the period of 18 and 14. This may be due to the perceived benefits of holding a diploma or certificate in a particular field. Many employers in the community need personnel who are trained in particular areas of expertise. This incorporates a strengthened and highly productive skills base into the workforce.
Many potential students consider enrolment into a university as a means to expand their professional knowledge. In a society where qualifications are essential in many professions, a certificate held in a chosen trade is indispensable. One can move upwards in their particular occupation by promotion to a more skilled position; alternatively, one can choose to change their career path completely. In either circumstance, such qualifications are essential to enter such practices as law, teaching and psychology. These practices are, of course, only a minor fraction of the jobs requiring qualifications.
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These jobs can offer the individual improved employability and status; furthermore, the elevated socio-economic position within society is an advantage. University is often considered to offer the superior standard of education, allowing the successful development of future prospects. By committing to the study of a tertiary degree, one is investing significantly in their own future. Some would argue that the introduction of fees would ensure the commitment and dedication to one's course; the individual would have an increased level of obligation and responsibility.
Fees, however, can often hinder one's decision to attend university. In 187, universities introduced an up front fee; no longer would they offer free tuition . These fees would represent 6% of university revenue. Although these fees may be necessary for the survival of tertiary establishments, they can often affect the student despite their abilities, potentialities and desires to further their education. Many are often discouraged by the cost involved with attending a university. These costs inhibit many from reaching their potential. Those from a low socio-economic background would face difficulty in satisfying these payments. Numerous groups in society are already disadvantaged in terms of their ability to access and participate in higher learning.
In 18 the government introduced an alternative measure to cover the costs of a degree; however, this system would only represent approximately a quarter of the actual cost of obtaining the degree. This systematic change is identified as HECS the Higher Education Contribution Scheme. This scheme is justified by the government as it is dubbed a fair and equitable way to ensure that students in tertiary institutions contribute to the costs of their education. It is argued that students who benefit directly from their education should pay part of the cost of their studies. Although this measure is successful in ensuring that students aren't prevented from participating if they can not cover the immediate costs, they are still faced with the burden of loan repayments when they graduate.
The HECS policy is charged on a semestral basis. The scheme offers two alternatives, the first being the option to pay the fees up front. This option allows the financially stable student to pay the debt immediately; in turn, the student receives a 5% discount. This is inarguably a disadvantage to those students who are unable to independently cover the outstanding sum. In the case of the less financially fortunate, the remaining students are left with the second option of deferring the payment until they can repay it under the minimum threshold of $4 65. This suggestibly prevents anyone from going to university by means of poverty. Theoretically university should be affordable and accessible to all Australian citizens.
University involves many other costs in conjunction with the HECS payment. Scores of students are often unaware of the financial difficulties they may face when they enter their institution. Costs such as food, housing/accommodation, clothing and transport means are of great concern. It is often the case that students must leave the security of their home environment and enter an emotionally and financially unstable setting. It is often difficult for the individual to find accommodation in an area relatively close to the location of their institution. The lack of financial independence and limited income is a definite hindrance. The time taken to complete the degree chosen delays one's entry into the workforce. Moreover, there is no guarantee of job opportunities when the student graduates.
It is not unusual for a student to sell his/her assets in order to raise funds for university. Unless the student has a sufficient accumulation of savings, it is often necessary for one to take means of action such as this. Countless numbers of students have no source of financial support as they are reluctant to ask family, friends and Social Security. The government provides Youth Allowance and the like to financially disadvantaged and independent students. The rise in enrolment levels, however, means that there is a decline in support from government resources for each individual. Furthermore, the federal government has planned to cut expenditure and funding of higher education. This poses a great threat on potential students.
High school students often plan to undertake further education upon the completion of their Higher School Certificate. The attitudes taken towards university support the argument that tertiary education is of great benefit to the community; plus, it offers the opportunity to improve job prospects. There tends to be a favourable promotion of universities within schools as there is a higher status associated with these institutions. Students have the opportunity to fulfil dreams of becoming respected professionals within society. There are, however, many grounds for discouragement. Universities are becoming very competitive, and with the prospect of cutting educational funding, students are often pushed towards other forms of education or training.
Rob Miller, Education should be free Increase funding now!, www.greenleft.org.au/back/15/176/176p4.htm
Funding Higher Education Performance and Diversity, Paul W. miller, Jonathon J. Pincus, Published by the Department of Education, Training and Youth Affairs, December 17, 7/1
Mike Baker, BBC education correspondent, Wizard student fees lessons from Oz, Friday, November, 00, 1657 GMT, www.news.bbc.co.uk/1/hi/education/features/mike_baker/50747.stm
HECS, Higher Education Contribution Scheme Booklet, Information 00,Commonwealth Department of Education Science & Training, Commonwealth of Australia 00
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